HCF Insurance

ICFDD INSURANCE PACKAGE

• All Property Coverages Including Boiler and Machinery
• Facultative Reinsurance Available when needed
• Inland Marine available
• Crime available

General Liability:

• Occurrence
• Deductibles available
• Up to $3,000,000 General Aggregate, $1,000,000 per occurrence or per claim
• Products Coverage available depending upon need and class physical and or sexual abuse up to $3,000,000 limits
• Hired and Non-owned Automobile Liability, when not writing owned autos
• Claims Made Employee Benefits Liability $1MM/$1MM

Professional Liability:

• Occurrence
• Up to $3,000,000 Aggregate, $1,000,000 per occurrence of per claim
• Deductibles available
• Automobile Liability always admitted:
• $1,000,000 CSL
• Liability deductibles available
• Most standard coverage's available
• Coverage available for all states except Massachusetts and Hawaii
• Minimum $1,000 Comprehensive and Collision deductibles
• Hired and Non-owned liability, and Hired Car Physical Damage coverage available
• Developmentally Disabled Group Homes
• Programs for the Developmentally Disabled
• Host Home placement for the Developmentally Disabled, similar to Foster Care but not as stringent with requirements
• Adoption US and International
• Foster Care US only
• Battered Women Shelters
• Senior Day Care (non-medical)
• Senior Community Centers
• Meals on Wheels
• In-Home Family Support Services (non-medical) Adoption and Foster Care
• Outpatient Substance Abuse Counseling
• Methadone Treatment
• Residential Rehab Facilities (low medical)
• Halfway Houses
• Day Care (no private homes, nor overnight)
• Head Start Programs
• Private Special Education Schools
• Youth at Risk Facilities
• Community Action Agencies
• Community Outreach Referral Services
• Employee Assistance Programs
• Counseling Centers
• YWCA

The Policy

Apply